Student loan debt, tracked quarterly by the Federal Reserve Bank of New York, represents a significant component of U.S. household debt. This metric encompasses federal loans (92% of total, including Direct Loans and FFEL Program) and private student loans (8%). Federal loans include subsidized (33%), unsubsidized (52%), PLUS loans (12%), and other programs (3%). Borrower demographics show significant variation: undergraduate (62%), graduate (38%), with median debt of $17,000 and $71,000 respectively. Repayment status categories include current (63%), deferment/forbearance (12%), income-driven repayment (19%), and default (6%). The data includes detailed analysis of completion rates, default patterns by institution type (for-profit institutions showing highest rates), and correlation with employment outcomes. Geographic distribution reveals substantial state-level variations in average balances and repayment rates. This metric strongly influences higher education policy, generational wealth patterns, and consumer spending behavior, with particular impact on millennial and Gen Z economic participation.